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In ordinary words.
Clicking agree may quietly trade your day in court for a private process.
In legal terms.
The Federal Arbitration Act generally favors enforcement of valid arbitration agreements, subject to exceptions.
Where it stops being legal.
This practice is not categorically legal. Applicable federal, state and local laws, disclosures, procedural protections and the specific facts can make particular conduct unlawful.
General U.S.-focused information. Cases and statutes may have jurisdiction-specific exceptions. This citation may be a general primer; verify the governing primary authority. Not legal advice.